Kenny

If you, your spouse or any of the essential occupiers listed in the application is an existing owner or ex-owner of a flat bought directly from HDB, a DBSS flat from the developers, or a resale flat bought under the CPF Housing Grant Scheme, you may apply to buy an EC on condition that a 5-year period (excluding any period of subletting of the whole flat) has lapsed from the *date of taking possession of the flat to the date of application for a new flat.

If you, your spouse or any of the essential occupiers listed in the application is an ex-owner of an EC bought direct from the developer, you would need to meet a 5-year period from the date of taking possession of the earlier EC. In addition, you need to wait out a 30-month period from the effective date of disposal (ie, date of legal completion of the sale of your EC, evidenced by the Notice of Transfer or such other documentary evidence as HDB may require) before you can apply to buy a second EC.

Any person currently listed as an essential occupier of an existing HDB flat bought directly from HDB, a DBSS flat from developer or a resale flat bought under the CPF Housing Grant Scheme, may apply to buy an EC or be listed as an occupier only if he has stayed in the existing flat for 5 years from the *date of taking possession of the existing flat to the date of application for a new EC.

A divorcee whose matrimonial flat was bought direct from HDB, a DBSS flat from developer or was bought from open market using the CPF Housing Grant, may apply to buy an EC or be listed as an occupier after 5 years from the date the divorce is made absolute to the date of application for an EC. However, the 5 years period will not apply if his matrimonial flat was bought from open market without any CPF Housing Grant or he is applying for an EC with his parents or new spouse.

A person who bought an EC or DBSS flat with CPF Housing Grant and terminated the Sale and Purchase Agreement may apply to buy an EC on condition that a 5-year period has lapsed from the date of the termination of the Sale & Purchase Agreement of their earlier EC or DBSS flat purchase to the date of this application for purchase of an EC.